In a nutshell: Apple’s antitrust concerns continue as EU regulators determine Cupertino’s near-field communications policy fails anticompetitive scrutiny. The European Commission thinks the tech giant should share its NFC APIs with competing wallet apps. Of course, Apple considers this to be a major security issue.
Monday European Commission (EC) published a statement of objection to Apple restricting NFC payment options solely to its Apple Pay service. According to the commission, this is an abuse of the dominant position of the company and a violation of European Union (EU) competition laws. Definition comes on the heels of the probe initiated dealt with this issue last week.
In a preliminary opinion, the commission’s executive vice president, Margrethe Vestager, said some payment services have canceled plans for NFC payment features because they won’t be able to contact iPhone users. The Commission believes that other payment services should have access to the same functionality as Apple Pay.
Apple Pay is the largest NFC-based mobile wallet on the market. The EC may determine that Apple achieved this top position by blocking other apps on the iPhone from accessing the technology that Apple Pay uses, which would be an illegal abuse of dominance. In this case, Apple could face a fine of tens of billions of dollars.
The Guardian notes that Apple published a statement explaining Apple Pay’s emphasis on simplicity and security for customers. The company claims that allowing third parties to use NFC payments will make the iPhone less secure. Apple also said it did not block the use of NFC by other payment services, but did not provide details.
“We designed Apple Pay to provide a simple and secure way for users to digitally present their existing payment cards, and for banks and other financial institutions to offer contactless payments to their customers,” the spokesperson said. “Apple Pay is just one of many payment options available to European consumers and provides equal access to NFC while setting industry-leading privacy and security standards.”
Apple is constantly fighting with European regulators. Recently, the Office of Consumer and Market Affairs forced Apple will allow Dutch dating apps to process payments outside of Apple’s payment processor. At present, the EU decision about a law that could force Apple to allow downloads on its devices.
Credit: www.techspot.com /